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Questions about Comparing Car Insurance Quotes. Insurance Agents vs. Insurance Brokers: What's the Difference? For drivers looking to buy a new auto insurance policy or switch companies, their friends might tell them to go talk to a particular insurance agent or a particular insurance broker.

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A basic auto insurance policy usually includes six types of coverage. They provide the broadest protection for the most common events for which you would file a claim. In addition to those six basic types, there are several others that apply to very specific events that may cause damage to your vehicle, or to specific needs you may have if you're involved in an accident.

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